Straight-talking advice, structured around your goals — backed by access to 30+ lenders and a genuine commitment to your long-term position.
Peter founded PSM Finance on a simple frustration: too many borrowers were being sold a rate, not a strategy. Banks quietly reserve their sharpest deals for new customers while loyal borrowers drift onto higher rates — and most never find out how much it's costing them.
So Peter built PSM Finance to do it differently. Every client gets a real review of their whole loan — the rate, yes, but also the offset, splits and repayment structure that decide how much you actually keep over the life of the loan.
With access to 30+ lenders, Peter compares the market and then structures lending around where you're headed — whether that's clearing the mortgage faster, getting into your first home, or building a property portfolio without tangling your loans together.
The result: 780+ Australian families helped, a 5.0★ Google rating, and a reputation for being honest even when the answer is "refinancing doesn't make sense for you right now."
You deal with Peter directly, start to finish — no call centres, no being handed around.
We're paid by the lender, not you. Independent comparison with no fee for our advice.
If a refinance or purchase doesn't stack up, we'll tell you — plainly.
We review your position as rates and your life change — not just at settlement.
Run the numbers with no credit check or personal details, then have a straight conversation about your options.
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