PSM Finance Pty Ltd (ABN 41 639 510 740), Credit Representative 527347 of R1 Investments Pty Ltd (ACN 158 308 564), Australian Credit Licence 422284 — trading as RateOne Home Loans.
The information on this website is not intended to be advice. It is provided for general information purposes only and does not take into account your objectives, financial situation or needs. Where any part of this site could be construed as advice, it is general information only. Before acting on anything here, consider whether it's appropriate for you and seek advice from a suitably qualified professional.
Any calculators, repayment figures, borrowing-power results, rates or savings shown on this site or our linked tools are indicative estimates only. They are not an offer of credit, a quote, or a pre-approval. Rates are sourced from lenders on our approved panel and are subject to change, lender credit assessment, individual eligibility, serviceability and LVR requirements. Actual outcomes will vary.
We provide credit assistance as a Credit Representative of R1 Investments Pty Ltd (ACL 422284) and are required to act in your Best Interests when doing so. We are not a lender and do not guarantee that any lender will approve your application. Any discussion of superannuation, insurance or taxation is general information only — for personal financial product advice we'll refer you to an appropriately AFSL-licensed adviser.
This site links to third-party websites and calculators (for example, our online tools and the booking calendar). We don't control and aren't responsible for the content, availability, accuracy or privacy practices of third-party sites. Links are provided for convenience and do not imply endorsement.
Unless otherwise stated, the content, layout and design of this website are owned by or licensed to PSM Finance Pty Ltd. You may view and print pages for your own personal, non-commercial use, but you may not reproduce, modify or redistribute any part of this site without our prior written permission.
While we take care to ensure the information on this site is accurate and current, we make no warranties about its completeness or reliability. To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its tools. Nothing in these terms excludes any rights or guarantees you have under the Australian Consumer Law that cannot lawfully be excluded.
We may update this website and these terms from time to time. The current version is the one published on this page, with the "last updated" date shown above.
Questions about these terms? See our Privacy Policy and Complaints & Disputes page, or get in touch.