Free equity estimate · No credit check

You've built more equity than you think.

Property prices have moved — and the equity sitting in your home could fund your next purchase, a renovation, or your first investment. See how much you could unlock in 30 seconds.

30-second estimate No credit check 30+ lenders
Show me my equity → Takes about 30 seconds
$212k
Latest equity unlocked for a client
780+
Families helped
5.0
119 Google reviews
Equity Unlock Estimator
How much could you access?
Free
No credit check 100% private Indicative only
What equity can do

Put the value you've built to work

Usable equity is the portion of your property's value you can borrow against. Here's what our clients most often use it for.

Buy an investment

Use equity as the deposit on your first or next investment property.

Renovate

Fund a renovation or extension — often adding more value than it costs.

Consolidate debt

Roll higher-rate debts into your home loan to cut your monthly cost.

Upgrade homes

Access equity to bridge toward your next home without selling first.

How it works

From estimate to a clean structure

01

Get your estimate

Enter a few details above to see your indicative usable equity — no credit check, no obligation.

02

Map the options

Peter reviews your goals and compares 30+ lenders to find the right facility for what you're funding.

03

Structure it cleanly

We keep your lending separated — avoiding cross-securitisation — so growth stays simple later.

$212K
Equity unlocked
Equity access · next purchase

Wanted to access equity — didn't know where to start.

We reviewed the client's usable equity, weighed up staying with their current lender against refinancing to the wider panel, and set up a clean facility aligned to their next move — keeping their lending tidy and their rate sharp.

Good to know

Equity, answered

What is "usable" equity?
Equity is your property's value minus what you owe. Lenders typically let you access up to about 80% of the value (sometimes more) before factoring your loan — that accessible portion is your usable equity. The estimator above gives you an indicative figure.
Will accessing equity affect my current loan?
It depends on the path. If you stay with your current lender, it's usually set up as a separate equity loan or split alongside your existing loan, which stays intact. If refinancing the whole loan to a new lender gets you a better deal, we handle that switch end-to-end. Either way, we only proceed if it genuinely stacks up for you.
Do I have to sell, or change lenders?
No selling required. There are two ways to access equity: stay with your current lender and add a separate equity loan or split alongside your existing loan, or refinance the whole loan to a new lender — which can sometimes mean a sharper rate and a better overall outcome. You can't refinance just part of a loan, so we'll weigh up which path suits your goal.
Is the estimate a loan approval?
No — it's an indicative figure only, not a quote, offer or pre-approval. Your actual borrowing depends on a full assessment, lender criteria, serviceability and LVR. See our terms.
No cost, no obligation

See how much equity you could unlock

Get your indicative number in 30 seconds — then have a straight conversation with Peter about your options.

Show me my equity →
…or call Peter on 0437 243 486 →