Buying your first place comes down to three questions: how much can I borrow, what do I need upfront, and can I afford the repayments. Work through all three below in a few minutes.
Your borrowing capacity sets the price range you can realistically shop in.
Deposit, stamp duty and costs — the cash you'll need to get the keys.
Map your budget so the repayments are comfortable, not a stretch.
Start here. Your income and commitments set a realistic price ceiling — so you shop with confidence, not guesswork.
Once you know your price range, this works out the deposit, stamp duty and costs to get the keys — and where first home buyer concessions can help.
The reality check. Map your income against everyday spending to see what's comfortably left for repayments — before you commit.
First home buyers can access grants, stamp duty concessions and low-deposit schemes. Peter checks what you qualify for and builds it into your plan.
A one-off grant in most states when buying or building a new first home.
Many first home buyers pay reduced — or zero — stamp duty up to set price thresholds.
Government guarantee options can let eligible buyers in with as little as 5% — without LMI.
Get your borrowing power, upfront costs and budget — no credit check, no obligation.
Peter checks your grants and eligibility, compares 30+ lenders and lines up a pre-approval strategy.
Shop knowing your numbers, make offers that stack up, and we handle the loan end-to-end.
Run the tools, then have a straight conversation with Peter about your options, your grants and your next step.
Talk to Peter →