Renting feels flexible; buying feels out of reach. But over time the numbers often tell a different story. Compare the real cost of renting vs buying — including the equity you'd build — and see where you'd come out ahead.
It weighs everything renting and buying actually cost over time, so you can decide with real numbers instead of a gut feeling.
Rent (with increases) vs buying all-in — repayments, rates, maintenance and costs.
The year buying typically gets ahead of renting for your situation.
What you'd own over time — versus rent paid to a landlord with nothing to show.
Sometimes renting genuinely wins. If it does for you, we'll say so.
If you might move within a few years, or the costs outweigh the upside, renting can be the smarter call. The calculator shows you which way the numbers lean — and Peter will give it to you straight.
Enter your rent and a target purchase to see how the two stack up over time — no credit check.
Find the point where owning pulls ahead — and whether that fits your timeframe.
If buying stacks up, we map your borrowing power, deposit and any first home support.
Get your indicative comparison in 30 seconds — then have a straight conversation with Peter about your options.
Compare rent vs buy →